Turning digital identity, payments and digital money into competitive advantage.

We help financial institutions, technology companies and the public sector make the right strategic, product and technical decisions where digital identity, payments and digital money converge — and turn those decisions into products that work.

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Where we work

Three domains, one mandate.

We work where digital identity, payments and digital money converge. Our projects combine strategic, product, regulatory and technical expertise to address questions that increasingly cut across traditional industry boundaries.

Digital Identity

Turn new identity infrastructure into better products, trusted customer journeys and new opportunities — across the European Digital Identity (EUDI) Wallet in Europe and comparable identity ecosystems globally.

Payments

Shape and build payment products that respond to changing technologies, regulation and customer needs.

Digital Money

Turn stablecoins, tokenized deposits and CBDCs from emerging concepts into viable strategies, products and infrastructure.

See how this shows up in our work →

Why etonec

What clients get from working with us.

01
We connect the domains.
We work where digital identity, payments and digital money converge.
02
We combine strategy and technology.
From strategic decisions and product concepts through architecture, prototypes and implementation, our projects combine strategic, product, regulatory and technical expertise.
03
Senior expertise throughout.
Senior specialists remain directly involved from the first conversation through delivery, ensuring continuity from strategic decisions to implementation.
04
We contribute where the ecosystem is being shaped.
We take part in the consortia, associations and projects shaping tomorrow’s standards and infrastructure, and validate client work against that network.

EUDI-standard-setting consortia

WeBuild & Aptitude

Industry associations

Bitkom, Digital Euro Association

How we work

A defined path from strategy to product launch.

How we work

AssessmentUnderstand the market, regulatory environment and what it means for you.
DesignTurn that into a strategy, proposition and solution design.
Build & GTMValidate, support implementation and prepare it for market.

Team